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Patriot Group Exchange Program - 访问学者医疗保险
请将此高级对作为参考，不要仅通过对比做出决定。 如果您有任何担心，疑惑或是问题，请电话联系我们了解更多信息。 把所有细节都通过这样简洁的方式展示是不可能的。如果对比和实际保险合同有差别，请以合同为准。
所有金额均以美元为单位。
团体旅游医疗保险不承保常规体检和检查(健康检查，视力，眼镜，牙科等)。
通用
医疗 - 门诊
To policy maximum
1 visit per day
US-Urgent Care: Deductible waived, $50 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible waived, $20 copay; unless $0 deductible.
Co-insurance still applies.
To policy maximum
Extra $500 copay for illness that does not result in hospital admission.
To policy maximum, 90 day supply per prescription. Period of coverage limit: $250,000 per person.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
-
To policy maximum
医疗 - 住院
医疗 - 其它治疗和服务
-
Same as any other eligible medical expense
Standard basic hospital bed and/or standard basic wheelchair.
-
Optional: Adventure Sports, available for ages under 65.
To policy maximum
Illness must result in hospital admission.
-
-
To policy maximum, 1 visit per day.
Must be ordered in advance by physicain.
After 12 month waiting period, $500 per period of coverage, $1,500 maximum. US Citizens: Sudden & Unexpected Reoccurrence: Medical up to $5,000. Medical Evacuation up to $25,000.
Included
旅游
人寿
$25,000
$25,000
其它
保险特征
Before effective date, full refund.
After effective date, pro-rated refund for whole months minus $50 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
$0
Bedside Visit: $1,500
Optional: Legal Assistance with Add-On plan, $500 maximum.
Email
Per Incident
$0 至 64
$100 至 64
$250 至 64
$500 至 64
Per Incident
$50,000 至 64
$100,000 至 64
$250,000 至 64
$500,000 至 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
立即获取保险报价，现在购买！
- 对于医疗保障，承保至最高保额，参考通常，合理和惯常费用。 除非有明确说明，否则将适用自付额和共同保险。
- 当PPO网络内和PPO网络外的福利水平存在差异，上述福利适用于PPO网络内的治疗。
- 除非有明确说明，否则所显示保障均指每个人的保障
- 上方区域的划线（-）表示不适用。
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