Ask Our Specialists

Hello, UTI does not listed in Atlas exclusion so it could be covered if it were contracted after the effective date of the policy. Plans are designed to cover any new illness or injuries that were to occur after the effective date of the policy. No travel medical plans will cover preventative care, or routine maintenance. In general, plans will not cover for any pre-existing conditions. However, there are some plans that offer the Acute Onset of Pre-existing Conditions, which can be the exception to that rule. Thank you, GF Insubuy,com 8664678289

Hello Ying, Yes, Atlas International will cover you in Beogium. And for you visiting the Schengen areas, you need to select 0 deductible. Thank you, GF Inbubuy.com 866-467-8289

The plans still treat you for illnesses and injuries that happen on the last day of coverage and will stay in effect until that condition is treated however follow-up visits will be excluded. you can take another plan to supplement the extra time you are in the US. The plans will cover for new incidents that could occur.

Not every heart attack will be considered an acute onset. For it to be considered an acute onset it needs to meet the following requirements. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

First we want to see what plans are available to you. If you can enter your information in this link we can quote you all of our available plans, US visitors: /get-travel-insurance-quotes/?presection=visitorUSA We recommend a comprehensive plan with pre-existing conditions or the Acute onset of pre-existing conditions.

The back of your ID card will have an international number for you or the medical provider to call with questions about the plan,