There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am ,66 year old , will be visiting USA for 93 days from 17th Aug 2025. I am from India. I am taking blood pressure medicine Telasartin 20 mg . Pl, advice me which Travel medical insurance will be good for me.Please also let me know whether Atlas America cover urine infection since as per your website information Patriot America does not cover urine infection.

A:
Hello, UTI does not listed in Atlas exclusion so it could be covered if it were contracted after the effective date of the policy. Plans are designed to cover any new illness or injuries that were to occur after the effective date of the policy. No travel medical plans will cover preventative care, or routine maintenance. In general, plans will not cover for any pre-existing conditions. However, there are some plans that offer the Acute Onset of Pre-existing Conditions, which can be the exception to that rule. Thank you, GF Insubuy,com 8664678289
{{currentOrigin}}/answers/visitors-medical-insurance/atlas-america-cover-urine-infection--patriot-america-does-not-cover-urine-infection-87932/

Q:My home country is China. However, I study in US and I will be departing from US to Belgium. Does Atlas International fit me?

A:
Hello Ying, Yes, Atlas International will cover you in Beogium. And for you visiting the Schengen areas, you need to select 0 deductible. Thank you, GF Inbubuy.com 866-467-8289
{{currentOrigin}}/answers/europe-visa-insurance/my-home-country-is-chinai-study-in-us-and-i-will-be-departing-from-us-to-belgium-19922/

Q:We have used Insubuy for many years. I think we have always chosen the Atlas America comprehensive policy. Im 79, but my wife is now 80 years old so for her we have insured our upcoming travel with International Major Medical.We note that this IMM policy is not extendable. Suppose I was to fall ill just before the end of our trip and was still unable to travel by the time our coverage ends. I believe that I would still be covered because the problem began while I was covered. But my wifes coverage would expire, and its not extendable.What options are there for her to be covered for a further period until I am fit to travel Many thanks,Keith.

A:
The plans still treat you for illnesses and injuries that happen on the last day of coverage and will stay in effect until that condition is treated however follow-up visits will be excluded. you can take another plan to supplement the extra time you are in the US. The plans will cover for new incidents that could occur.
{{currentOrigin}}/answers/visitors-health-insurance/international-major-medicalwe-note-that-this-imm-policy-is-not-extendable-suppose-i-was-to-fall-ill-93187/

Q:I am travelling to USA for 90 days on tourist VISA from India. My age is 66 year and I am having High Blood pressure for the last four year which is stable with medicine. whether Any heart problem like heart attack or stroke during the visit will be covered under acute on set of pre existing conditions under ATLAS America Insurance plan

A:
Not every heart attack will be considered an acute onset. For it to be considered an acute onset it needs to meet the following requirements. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.
{{currentOrigin}}/answers/visitors-health-insurance/i-am-having-high-blood-pressure-for-the-last-four-year-which-is-stable-with-medicine-77006/

Q:What type of insurance will be best for person with age 71 years traveling with diabetes for duration of stay with 90 days?

A:
First we want to see what plans are available to you. If you can enter your information in this link we can quote you all of our available plans, US visitors: /get-travel-insurance-quotes/?presection=visitorUSA We recommend a comprehensive plan with pre-existing conditions or the Acute onset of pre-existing conditions.
{{currentOrigin}}/answers/visitors-medical-insurance/what-type-of-insurance-will-be-best-for-person-with-age-71-years-traveling-with-diabetes-69292/

Q:Need contact details of Assistance services in France and United Kingdom

A:
The back of your ID card will have an international number for you or the medical provider to call with questions about the plan,
{{currentOrigin}}/answers/international-travel-insurance/need-contact-details-of-assistance-services-in-france-and-united-kingdom-24545/
of {{totalPage}}

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Welcome! Now you can retrieve quotes, applications, access policies, download documents and more in MyAccount.